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Meet Our Team
The firm of Judd Roth Real Estate Development, Inc. has a wealth of professional experience, knowledge and success in the affordable housing arena. While being a full-service affordable housing real estate development and consulting firm, the company is also a family affair. The partners in the firm are Judd Roth, his brother, Adam, and Adam’s wife, Penny. All three have been working together for over 20 years, developing affordable housing as owners, and assisting more than 200 clients, obtaining over $500 million dollars from a wide variety of funding sources for affordable housing initiatives. Zachary Matthews joined the firm in 2016 and has been a key player and invaluable addition to the company. Rounding out the collective is Atty. Ruth Cooper, Judd’s life partner. Ruth brings over 25 years of experience in affordable housing consulting. As a boutique firm with a large world view, we present a unique approach to consulting that few firms can offer. We understand that a business partnership requires trust, dedication, and caring in order to achieve success.
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Chief Strategy Officer/Partner • 1999-Present
Penny Roth has over 22 years’ experience in affordable housing. When Penny joined the firm in 1999, she and Judd developed a methodology for analyzing projects, creating metrics to determine whether projects will be competitive, and which funding programs will best suit the clients’ needs. This system has given Judd Roth Real Estate Development its competitive edge in achieving success in obtaining funding, and enables Judd Roth Real Estate Development to be a leader in affordable housing consultation. Penny has facilitated the preparation and submission of over 300 successful funding applications, resulting in millions of dollars in funding from a variety of sources. Penny is responsible for maintaining detailed information and submission requirements for all funding programs utilized by the firm. Penny’s ability to multitask and formidable communication skills have benefited the firm over the last 22+ years. 
JUDD K. ROTH REAL ESTATE DEVELOPMENT
 Federal Home Loan Bank Affordable Housing Program (FHLBAHP) Low Income Housing Tax Credits HOPE VI
Research Marketing Public Relations Client relationsINTERSPACE AIRPORT ADVERTISING
Philadelphia, Pennsylvania Bachelor of Arts Journalism/Advertising • 1981
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Consultant to non-profit and for-profit developers
